Insurance provides a legacy of security and love.

We do it for them.

Get the coverage you need here.

We want to make sure everything will be okay.

Let's face it, the future can be unpredictable, and not being prepared can be a real cause for worry!

But here's the thing: life insurance can be a total game-changer!

It's like having a safety net or a super hero sidekick for your loved ones, so you can relax and enjoy the present moment, knowing they'll be financially secure, no matter what life throws your way.

It's like giving yourself (and them!) a big ol' hug, and who doesn't love a good hug?

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“I am a insurance broker. That means I don’t work for any carrier.

I work for you to save you time and money.”

Rachel Sellers

Forget complicated.

I will do the shopping for you.

All you have to do is choose what works best for you and your budget!

I specialize in life insurance and mortgage protection; I also offer children’s grow up, retirement, critical illness, accidental, disability and get out of debt plans.

I am passionate about protecting people’s homes. Here is why I love mortgage protection:

It’s the final love letter you send to your family, saying, “Hey, I’ve still got your back even though I’m not here anymore. I loved you so much I made these provisions for you!”
Provides tax-free funds to cover medical bills or other expenses for yourself while still living or to your family once you’re gone.
It gives your loved ones time to grieve and figure out their next steps, without worrying about losing their home.
Nine out of ten families will lose their home when the major breadwinner passes unexpectedly. Mortgage protection ensures your family won’t be in that group.

Don’t know if you can afford it?

Here's the thing: there are different types of mortgage protection options, and it's important to understand what each one offers. Below you will find the most expansive coverage listed first. The coverage amount and price typically go down with each option; there’s something for almost every budget. Let's break it down:

1. Comprehensive Mortgage Protection:

This is the most extensive option, which pays off your entire mortgage if you pass away or gives you access to a large portion of the money if you become seriously ill.
It's like having a safety net that ensures your family can stay in their home, no matter what.

2. Half Mortgage Protection:

This option pays off half of your mortgage, which can still provide significant relief for your family.
It's like having a financial partner that helps share the burden. This can be ideal for two income families.

3. Critical Period Mortgage Protection:

This option provides coverage for a specific period, such as 6 months or up to 1, 2, 3, 4, or even 5 years, to help your family get back on their feet.
It's like having a temporary lifeline that gives them time to adjust and make big decisions without fear of losing the home. This option can be made to work with tight budgets, often ideal for those in retirement years.

4. Accidental Death Mortgage Protection:

This option provides an additional payout if you die in an accident, which can help your family cover unexpected expenses. It's like having an extra layer of protection in case the unexpected happens.
It is the most affordable option and almost anyone who can afford a night out at the movies once a month can fit it in their budget.
NOTE: The coverage amount can stay high on this option while the price stays low.

How do you get covered?

It is EASY. And there’s no pressure.

Get Covered in 3 Easy Steps!

Step 1: Request a Free Quote

Click any "Get a FREE Quote" button on this website to send me your information. Don't worry, it's 110% confidential and no medical tests are required!

Step 2: Meet for a Quick Appointment Over the Phone

I'll contact you within 48 hours to schedule a hassle-free call to discuss your best options. No obligation to make a purchase, and your health status won't exclude you from coverage! I have access to dozens of A rated carriers including those with Guaranteed Issue (coverage with no health questions asked).

Step 3: Apply and Get Covered

I'll explain your best options in simple terms you’ll understand. You'll pick the best option for your family and budget. Then, we will submit the application electronically; most carriers will let us know if your are approved right away. AND remember no labs, doctor visits, or hassle!

Yes, it’s really that easy.

Get started with a free quote today!

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Your Family’s Security Matters.

Rachel Sellers is a trusted Insurance Advisor, Senior Field Underwriter and Broker with a passion for helping families feel safe. She helps families get the important things done while avoiding big mistakes.

National Producer Number: 21071523

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FAQs

Most people don’t have a difficult time choosing between term life and whole life policies. You’ll want to choose the one that best fits your needs and budget.
If you’re interested in having something that’s going to be around for a specific period of time, for example, ten, twenty or 30 years you will want to choose a term life policy. However, if you want a policy that will earn cash value for a potential emergency fund and be around until the day you depart this world, you will want to choose a whole life policy.
Term policies can be a little bit less expensive (But not always) and come with the option of disability riders on many occasions.
The best of both worlds is an Indexed Universal Life (IUL) policy. Only the healthiest individuals will qualify with lower rates, the ability to build cash value and full payouts for some around age 100.
The amount of coverage you want depends on you and your family’s needs.
A good starting place is to have at least 1 year of mortgage payments, 1 year of living expenses and your final expenses ($5000- $10,000) covered for your family if anything happens to you. Many people will put more in place as they can afford it.
I work with carriers that will issue coverage to people up to the age of 75. We can get accidental death policy coverage for people up to age 70.
That’s not something you’ll have to worry about as long as you choose a whole life policy or a term policy that is convertable to whole life.
Great news. Applying for insurance policies will not affect your credit score. Insurance carriers will look into the amount of risk involved in covering you, but that will not have anything to do with your credit score.
Yes, of course I can help you get coverage for your kids or grandkids. Getting policies for them while they are young, guarantees them amazing rates and the security of being able to get more coverage in the future no matter what health concerns or events occur in their lifetime.
Annuities are among the safest retirement products available. And yes, it is guaranteed income after retirement! They allow you to enjoy market like returns without the market-like volatility. They can make sure your monthly payments keep up with inflation so you don’t fall behind.
If you have $10,000 in savings, in the stock market or in a 401K, it’s a good time to ask if one would be a good asset for you.